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Pensions News, Analysis & Comment January 2012   Work and Pensions Committee takes evidence from Pensions Regulator   13/01/2012       December 2011   New version of TM1 specification for SMPIs   28/12/2011   Pension Protection Levy Down   28/12/2011   Solvency II and Test-Achats: collateral damage   23/12/2011   New guidance from HMRC   22/12/2011   Improving transfers and dealing with small pension pots   20/12/2011   Update on Auto-enrolment and State Pension Reform   16/12/2011   Employer Debt Regs: Flexible Apportionment Arrangements   15/12/2011   Draft legislation for Finance Bill 2012   06/12/2011   The 2011 Revaluation Order and the challenge to CPI   02/12/2011       November 2011   PPF Treatment of GMPs   30/11/2011   Pensions Act 2011   04/11/2011       October 2011   TPR clarifies the role of DC trustees   28/10/2011   Coming at you: Real Time Information   26/10/2011   PPF to reduce levy estimate again   24/10/2011   "Money purchase benefits" redefined   14/10/2011   State Pension reform: latest update on the Pensions Bill   13/10/2011       September 2011   Official guidance on FA 2011 pensions tax regime   23/09/2011       August 2011   Who's the Daddy?   22/08/2011   Changes to Contracting-out legislation   19/08/2011   Guidance on pensions tax changes in Finance Act 2011   18/08/2011   Fine-tuning auto-enrolment: DWP consults on draft regulations   08/08/2011   Abolition of Protected Rights: latest update   08/08/2011       July 2011   Finance Act 2011: HMRC lays regulations   29/07/2011   Enabling good member outcomes in work-based pension provision   08/07/2011   Progress of the Finance Bill and the Pensions Bill   06/07/2011   Employer debt and corporate restructuring: another bite at the debt regs   01/07/2011       June 2011   Government to sweat the small stuff   28/06/2011   Of creeks and paddles: where are we and where are we going on CPI?   27/06/2011   Modern Workplaces Consultation   24/06/2011   The Financial Assistance Scheme: another stretch   24/06/2011   AA, LTA, Age 75 and Drawdown changes: a fusillade of regs   17/06/2011   No surrender: a breach in the dyke   10/06/2011   Auto-enrolment: DWP guidance for offering a DC default option   10/06/2011       May 2011   DC Contracting-out & Protected Rights: progress towards abolition   24/05/2011   PPF Confirms New Levy Framework   19/05/2011   Auto-enrolment update   18/05/2011       April 2011   Government response on early access   28/04/2011   New version of TM1 specification for money purchase illustrations   28/04/2011   Recent announcements from The Pensions Regulator   28/04/2011   HMRC outlines recent changes to draft pensions tax legislation   27/04/2011   New pensions legislation   20/04/2011   State Pension Reform: Faster, Flatter, Stronger?   06/04/2011   Finance Bill: PIPs to be aligned with tax year   04/04/2011       March 2011   Budget 2011: radical change ahead?   23/03/2011   NMPA transition: new regs free movement of USP funds   21/03/2011   Hutton: CARE for the future   18/03/2011   Section 148 and Low Earnings Threshold Orders for 2011/12 laid   02/03/2011       February 2011   Recent developments in pensions tax legislation   25/02/2011   PPF re-examines equalisation in respect of GMPs   11/02/2011       January 2011   Default Retirement Age to be scrapped   28/01/2011   Pensions Bill 2011   19/01/2011       December 2010   Update on Auto-enrolment   22/12/2010   Pension transfers for people aged 50 to 55   22/12/2010   2011/12 Pension Protection Levy Set   22/12/2010   New DWP Consultations on DC Auto-enrolment default option and PPF costs   14/12/2010   Get your NINOs on   14/12/2010   Three new consultations from HM Treasury   14/12/2010   Finance Bill 2011   13/12/2010   Nortel and Lehman Brothers: High Court backs TPR over Financial Support Directions   10/12/2010   CPI: no statutory override   10/12/2010   "Scheme Pays": Treasury consults on options   09/12/2010   Revaluation of deferred benefits   09/12/2010   Abolition of DC Contracting-out: what about the consequences?   08/12/2010   NEST: amendments already   03/12/2010       November 2010   Complification: HMRC Regroups   22/11/2010   Pensions Disclosure Regime Modernised   12/11/2010   Pension Protection Fund improvements   05/11/2010       October 2010   Latest Occupational and Personal Pension Schemes amending regs   29/10/2010   Auto-enrolment and NEST: the way ahead   28/10/2010   Government Spending Review: NEST to go ahead   20/10/2010   Section 251: DWP takes the pressure off trustees   18/10/2010   HIER scrapped for £50k Annual Allowance and £1.5m LTA   14/10/2010   Restricting pensions tax relief: decision on 14 October   11/10/2010   Protected pension lump sums: draft Treasury Order   01/10/2010       September 2010   Current consultations affecting the future cost of pensions   10/09/2010   Equality Act 2010: impact on pension schemes   03/09/2010       August 2010   DWP pensions legislation: latest proposed changes   20/08/2010   Update on The Pensions Regulator's 2010 DB Campaign   06/08/2010       July 2010   Abolition of DC contracting out: draft consequential legislation   30/07/2010   Default Retirement Age to go by October 2011   29/07/2010   Restriction of Pensions Tax Relief: Annual Allowance cut to £40k?   27/07/2010   Update on Finance Bills: age 75 and all that   20/07/2010   New EU Green Paper on adequate, sustainable and safe pension systems   19/07/2010   Inflation increases to pensions: CPI with everything   09/07/2010   Finance Bill: HMRC issues guidance on new age 75 rules   02/07/2010       May & June 2010   Finance Bill 2010-11   29/06/2010   Under age 55 and in USP: what can be done?   29/06/2010   Making automatic enrolment work: independent review   24/06/2010   June 2010 Budget: Pensions Tax Relief for Higher Earners - Reviewing the Situation   23/06/2010   TPR urges DB trustees to focus on employer covenant   11/06/2010   Over the horizon: April 2011 deadline for trustee decisions   10/06/2010   Regulator issues revised guidance on record keeping and winding-up   04/06/2010   Bleak future for the industry?   17/05/2010       April 2010   Extensions to Paternity Leave in force   20/04/2010   Finance Act 2010 and RPSM Update   16/04/2010   Finance Bill 2010   02/04/2010       March 2010   NEST Scheme Order and Rules published   26/03/2010   Restriction of pensions tax relief: Budget announces Government to plough on   24/03/2010   Scheme Sanction Charge: HMRC announces solution   22/03/2010   Auto-enrolment & other new DWP Regs   22/03/2010   BAS consults on changes to Statutory Money Purchase Illustration rules   19/03/2010   NEST to charge 2% on contributions + 0.3% on fund   17/03/2010   Abolition of DC Contracting-out and Protected Rights   15/03/2010   Section 75: Employer Debt Regs Amended   15/03/2010   Special Annual Allowance: new guidance on PPIAs   12/03/2010   State Pension Reforms   12/03/2010   Tax changes from 6 April 2010   11/03/2010   Latest news about the Pension Protection Fund (PPF) and the Levy   10/03/2010   Trivial Commutation of GMPs & other new DWP secondary legislation   05/03/2010   Latest new pensions tax legislation   05/03/2010       February 2010   Update on the Special Annual Allowance   25/02/2010   Additional Paternity Leave and Pay   04/02/2010   New amendments to pensions tax law and guidance   03/02/2010       January 2010   Financial Assistance Scheme update   29/01/2010   National Employment Savings Trust (NEST): first twigs laid   14/01/2010   Auto-enrolment: the final picture?   13/01/2010   HMRC Pension Schemes Newsletter 39   13/01/2010   Pension Protection Fund news   12/01/2010   Personal Accounts Scheme rebranded NEST   07/01/2010   Penalties for failure to make tax payments on time   06/01/2010   Disclosure Disclosure   06/01/2010       December 2009   DWP and Pension Protection Legislation: end-of-year round-up   31/12/2009   HMRC Customer Forum: Update   31/12/2009   Revaluation of deferred benefits   11/12/2009   2009 Pre-Budget Report: SAA income threshold lowered to £130,000   09/12/2009       October 2009   PPF updates valuation guidance   12/10/2009   Payment of Pensions to Members Overseas   05/10/2009   PPF Reduces Levy for 2010/11   01/10/2009       September 2009   Pensionable earnings: employers will have to consult on rule changes   28/09/2009   Auto-enrolment: Smallest Employers to be Exempt until 2015   24/09/2009   Special Annual Allowance: HMRC Issues Guidance   21/09/2009   Employer Debt Regs: New Amendments Proposed   18/09/2009   Unauthorised Payments: Where Are We Now?   09/09/2009   Trivial commutation of contracted-out benefits   02/09/2009       August 2009   Financial Assistance Scheme: the final regs?   31/08/2009   Finance Act 2009: first pensions regulations   28/08/2009       July 2009   New Rules for Dependant's Pensions   24/07/2009   Finance Act 2009   21/07/2009   Automatic Enrolment & Personal Accounts: TPR can outsource enforcement   20/07/2009   Special Annual Allowance: Government Amends Finance Bill   07/07/2009   Material Detriment: new powers for TPR in force   03/07/2009       June 2009   Death Dispositions Doubts Dispelled   16/06/2009   HMRC Pensions Legislation Update   12/06/2009       May 2009   Anti-forestalling and other pensions tax innovations from HMRC   15/05/2009   Authorised Payments & Trivial Commutation Regs Laid   08/05/2009   How the Personal Accounts Scheme will be run   01/05/2009       April 2009   Finance Bill 2009   30/04/2009   2009 Budget changes to pensions tax relief rules   23/04/2009   PPF Compensation Cap Increase   08/04/2009       March 2009   New DWP Pensions Legislation   17/03/2009   Update on new and missing pensions legislation   05/03/2009       February 2009   New rules for income drawdown and SMPI calculations   20/02/2009   What a Fas   13/02/2009   Recent developments in pensions tax legislation   06/02/2009       January 2009   New Guidance from The Pensions Regulator on Clearance and Record Keeping   09/01/2009       December 2008   Government Response to the Flexible Retirement Consultation   18/12/2008   Unauthorised payments on wind-up: new regs on reductions of scheme pensions   18/12/2008   The Demon Barber   16/12/2008   Contribution Notices & Financial Support Directions: TPR's new powers   16/12/2008   Trivial commutation: DWP to align contracting-out legislation with new limit   10/12/2008   Revaluation of deferred benefits   02/12/2008       November 2008   PBR 2008: Lifetime Allowance & Annual Allowance frozen for 5 years from 2011   24/11/2008   Pensions Bill on last lap   14/11/2008       October 2008   TPR issues statement to trustees about current financial pressures   30/10/2008   Moral hazard: Govt to modify new powers in Pensions Bill   22/10/2008   Update on the Pensions Bill   06/10/2008   New Guidance from TPR on Conflicts of Interest and Transfer Values   01/10/2008       September 2008   DWP draft regulations on GMP conversion   19/09/2008   Pensions on Divorce: aligned with tax rules from 6 April 2009   10/09/2008       August 2008   New guidance from TPR on calculation of transfer values   07/08/2008       July 2008   SIPP Protected Rights Regs Laid   29/07/2008   Recent developments in pensions tax legislation   29/07/2008   TPR targets data quality and poor record-keeping   28/07/2008   HMRC to relax definition of Dependant   07/07/2008   Winding-up: guidance from TPR, PPF and FAS on avoiding delays   04/07/2008   DWP confirms all SIPPs can hold Protected Rights   01/07/2008     June 2008   Pensions Bill: Government tables more amendments   30/06/2008   News on the FAS and other developments in pensions legislation   20/06/2008   Pensions Bill progress   17/06/2008   Government volte face on protected rights survivor benefit rule   09/06/2008       May 2008   Amendments to Pension Credit Benefit Regs and PPF rules   30/05/2008   Authorised Payments: new regs published   23/05/2008   PPF Solution to Equalising Benefits for GMPs   02/05/2008       April 2008   Isle Of Man passes major new pensions tax bill   29/04/2008   Authorised Payments: update on proposed new law   28/04/2008   New powers proposed for The Pensions Regulator   25/04/2008   New Transfer Values Regs   11/04/2008   Finance Bill 2008 and updating of RPSM   08/04/2008   Multi-employer schemes & Employer Debt Regs: TPR guidance   07/04/2008       March 2008   FAS: more regs to speed up payments   28/03/2008   Finance Bill 2008   27/03/2008   The Amended Provision of Information Regs   19/03/2008   More Pensions Regulations Laid   19/03/2008   Employer Debt Regs Laid   18/03/2008   Unauthorised payments: HMRC responds   15/03/2008   FAS moves up a gear: update on recent pensions legislation   11/03/2008       February 2008   Activity at The Pensions Regulator   29/02/2008   Local Government Pension Scheme: new regulations laid   20/02/2008   Present Before Parliament or Missing in Action?   19/02/2008   Amendments to Pensions Bill   12/02/2008   Unauthorised Payments   05/02/2008       January 2008   Pensions tax legislation: 2008 so far   24/01/2008   Pensions Tax Simplification Newsletter 32   04/01/2008       December 2007   DWP consults on minor adjustments to PPF legislation   31/12/2007   Pensions tax legislation: Christmas round-up   21/12/2007   The Financial Assistance Scheme: a last hurrah?   17/12/2007   Levy proposals for 2008/09   14/12/2007   Protected rights in SIPPs: draft regs published   12/12/2007   Another Pensions Bill   11/12/2007   RPSM guidance updated with Finance Act 2007 changes   05/12/2007   2007 Occupational Pensions Revaluation Order   04/12/2007       November 2007   Pension Scheme Services Customer Forum   09/11/2007   Pensions Tax Simplification Newsletter 31   07/11/2007   New rules for protected rights in SIPPs and personal pension projections   01/11/2007       October 2007   DWP and TPR move to resolve law on internal dispute resolution (IDR)   30/10/2007   Government response to DWP Deregulatory Review   23/10/2007   Pensions Tax Simplification Newsletter 30   15/10/2007   Pre-Budget Report- Simplification Aspects   10/10/2007   Pre-Budget Report   09/10/2007       September 2007   DWP: age discrimination and flexible retirement   28/09/2007   New guidance from TPR on Clearance   11/09/2007   Amendments to Transitional Protection   05/09/2007   Equal Treatment: Paternity Leave and Adoption Leave   05/09/2007       August 2007   Pensions Tax Simplification Newsletter 29   31/08/2007   DWP consults on more amendments to FAS Regs   30/08/2007   New DWP Pensions Legislation: Consultation Plan 2007/08   17/08/2007   Employer Debt Regs: DWP proposes amendments   11/08/2007   Pensions Act 2007 changes Basic State Pension rules   10/08/2007       July 2007   Finance Act 2007 receives Royal Assent   20/07/2007   FSD against Sea Containers Ltd: further delay   16/07/2007   Amendments laid to winding up regs   12/07/2007   Transfer Values: new draft regulations   06/07/2007   Pensions Tax Simplification Newsletter 28   02/07/2007       June 2007   HMRC Amends Provision of Information Regs   29/06/2007   Personal Accounts, Cross-Border Schemes & the IORP Directive   15/06/2007   New Discrimination Bill   12/06/2007   Protected rights simplification: DWP throws in the towel   09/06/2007   Transfers to Australia & other QROPS issues   07/06/2007       May 2007   Lump sum rule: Government amends Finance Bill to facilitate OMOs   22/05/2007   New legislation to speed winding up   11/05/2007   Defined Benefit Scheme Abandonment & Risks to Defined Contribution Members   11/05/2007   HMRC guidance on pensions legislation & the new tax regime   04/05/2007       April 2007   New amendments to Registered Pension Schemes Manual (RPSM)   27/04/2007   Pensions Tax Simplification Newsletters 26 & 27   20/04/2007       March 2007   Finance Bill 2007   29/03/2007   Recent Pensions Legislation & Update for Practitioners   28/03/2007   Pension Protection Fund Update   28/03/2007   2007 Budget: Bad Moon for Pensions   21/03/2007   New Pensions Legislation   16/03/2007   Abolition of Protected Rights Rules   14/03/2007   DWP Simplification Plan   09/03/2007       February 2007   Pensions Tax Simplification Newsletter No 25   28/02/2007   LTA test under BCE 3 on pre-A Day scheme pensions   23/02/2007   Payments made in error: new guidance from HMRC   23/02/2007   New secondary pensions legislation   23/02/2007   Deemed buy-back & update on the Pensions Bill   16/02/2007   News from the Pensions Regulator   12/02/2007   Employer contributions: "wholly and exclusively"   09/02/2007   2007 State Scheme Contributions, Benefits & GMP Increases   05/02/2007   Pensions Tax Simplification Newsletter No 24   04/02/2007       January 2007   Protection of pensions on insolvency: ECJ rules on ASW case   25/01/2007   Transfer Values: Govt opts for scheme-specific calculation   19/01/2007   Pensions Tax Simplification Newsletter No 23   17/01/2007   2006 Pre-Budget Report: HMRC Consultations   12/01/2007       2006   Pensions Simplification: Regs in Action   2006       December 2006   Financial Assistance Scheme: Amending Regs   22/12/2006   Pension Term Assurance: pipeline cases   19/12/2006   Pensions Simplification: more! more!   12/12/2006   ASPs' Last Gasp?   06/12/2006   Pensions & Age Discrimination: Final Guidance   05/12/2006   Latest HMRC Pensions Newsletters   01/12/2006       November 2006   Age Discrimination: Did you get all that?   29/11/2006   Pensions Bill published   29/11/2006   Pensions Legislation ... how are you coping?   24/11/2006   2006 Occupational Pensions Revaluation Order   24/11/2006   MNTs and Internal Controls Codes of Practice in force   24/11/2006   Age Discrimination and Pensions: Regs Laid   10/11/2006   Winding-up: DWP says two years is long enough   10/11/2006   Section 67: Code of Practice Laid   08/11/2006   DWP Response to White Paper & New Draft Amendment Regs   02/11/2006   Amendments to NIC Regs   02/11/2006   SMPIs: Actuarial Profession updates TM1   02/11/2006   Pensions Tax Simplification Newsletter No 21   01/11/2006       October 2006   Amendments to PPF Administration & Ombudsman Levy Regs   27/10/2006   Recent developments on the pensions tax front   18/10/2006   Section 255: TPR updates guidance on life cover-only sections   17/10/2006   Age Discrimination: DWP consults on amendment regs   11/10/2006   Age Discrimination: Where are we now?   01/10/2006       September 2006   Pensions Tax Simplification Newsletter No. 19   29/09/2006   Abolition of DC Contracting-out: any ideas?   14/09/2006   Age Discrimination: pensions aspects postponed   08/09/2006   Transfers to Overseas Schemes: QROPS   08/09/2006   Amendments to Enhanced Lifetime Allowance Regs   07/09/2006   RPSM: HMRC issues major update   01/09/2006       July / August 2006   Pensions Act: Commencement No. 10 Order   31/08/2006   Inheritance Tax & USP / ASP   23/08/2006   Security of pensions: recent developments   17/08/2006   Tax Simplification Newsletter No. 17 & New Regs   17/08/2006   DWP drops draft disclosure regs   15/08/2006   Two More Codes of Practice Laid Before Parliament   24/07/2006   Finance Act 2006   18/07/2006   Transfer Values, etc: update on DWP consultations   09/07/2006       May / June 2006   Lump sum death benefits: Regulator offers clarification of s.255   30/06/2006   Pensions Tax Simplification Newsletter No 16   30/06/2006   Pensions legislation: a roundup of recent developments   25/06/2006   Pensions Simplification Newsletter No. 14   02/06/2006   Serious ill health: green light for commutation of GMPs   19/05/2006   Authorised surplus payments: RPSM guidance on taxation   12/05/2006   Scheme funding: TPR issues statement on trigger points   08/05/2006       April 2006   Post-A day: Pensions Simplification Newsletter 13   28/04/2006   Residential property update   10/04/2006   The dying days of discretion   06/04/2006       March 2006   Pensions simplification: new legislation   31/03/2006   DWP Payments to Employer Regs   29/03/2006   Changes to cross-border regs   29/03/2006   Pensions simplification and residential property   24/03/2006   Recycling, Inheritance Tax and Pensions Simplification   22/03/2006   DWP Modification of Schemes Regs   22/03/2006   HMRC in sprint finish for A-Day   17/03/2006   Member-nominated Trustee Regs   16/03/2006   Finance Bill 2006: draft pensions legislation   16/03/2006   Matters of tax   15/03/2006   Pension Protection Fund: latest developments   15/03/2006   Pensions Simplification: sixth tranche of regs laid   14/03/2006   Protection of A-Day Pension Rights   13/03/2006   Pensions Act: Update on Latest Developments   10/03/2006   Finance Bill 2006: what's in it for pensions?   07/03/2006   Pensions Simplification: GAD Drawdown Tables and Draft Regs   06/03/2006   2006 Lower Earnings Threshold, S.148 and C/O Rebate Orders   03/03/2006   Regulator Guidance on Cross-border Activities and Secondment   03/03/2006   Five weeks to A-Day: HMRC cracks the whip   01/03/2006       February 2006   PPF Finalises Risk-Based Levy Rules   28/02/2006   Life Cover only under DB: Pensions Act s.255   24/02/2006   Regulator issues Scheme Funding Code of Practice   21/02/2006   Scheme Modification Rules Laid   18/02/2006   Commutation of Protected Rights: Legislation Delayed   17/02/2006   A-Day: HMRC New Guidance on FAQs Page   13/02/2006   Pensions A-Day: HMRC Forum   10/02/2006   Recycling of Pension Lump Sums   08/02/2006   Finance Act 2004: HMRC Lays Third Tranche of Regulations   06/02/2006   A-Day Pension Developments   03/02/2006       January 2006   More Pensions Simplification Regs Laid   29/01/2006   Internal Dispute Resolution   17/01/2006   Pensions Act: Update on DWP Regulations   14/01/2006   Pensions Simplification: Newsletter No. 8   14/01/2006       Analysis & Comment Archive 2000 - 2005 -- From December 2005 -- Pensions Simplification: 11 SIs New Scheme Investment, Cross-Border Activities Regs Brown Punctures SIPP Residential Property Bubble -- From November 2005 -- Pensions Simplification: Aries Expands A-Day System Pensions Tax Simplification HMRC Pensions A-Day Guidance Pensions Revaluation Order Laid A-Day Workshops: HMRC Slides Regulator Cross-Border Schemes HMRC Postpones Mandatory Online Filing DWP launches new PPF Regs Condoc HMRC Consults on New Drawdown Limits HMRC Alert to RAC Providers -- From October 2005 -- Tax Simplification Newsletter Scheme funding condoc Regulator DWP delivers Bulk Transfer Regs RPSM technical pages pdf format HMRC simplification SIs HMRC issues pdf version of RPSM Risk-Based Levy Modifications New Funding Regs Delayed Again -- From September 2005 -- Pensions Tax Simplification Newsletter No. 4 GAD Disappoints on C/O Rebate Proposals RPSM Guidance: Six New Chapters Published DWP Consultation on New OPS Disclosure Regs Pensions Act 2004 (Commencement No. 7) Order 2005 Trustee e-learning from The Pensions Regulator Scheme Administration Audited Accounts Regs Scheme Funding: MFR Replacement Delayed -- From August 2005 -- Pensions Tax Simplification Newsletter No. 3 More Pensions Tax Regs Drafted New DWP Regulations Cross-border Activities DWP Regs New RPSM Guidance DWP Civil Partnership Regs -- From July 2005 -- Pensions Tax Simplification Newsletter No. 2 Preston: New Equal Treatment Regs Pensions Tax Simplification IHT Condoc DWP Consults on Draft MNT Regs PPF Risk Based Levy Proposals Published Draft Code of Practice MNT & Modification of Subsisting Rights Pensions Act 2004: Commencement Order No. 6 Employers Free to Promote GPP or Stakeholder Schemes Notifiable Events: Code of Practice in Force -- From June 2005 -- Very Early Leavers: DWP Regs New A-Day Calculations Suite from Aries Pensions Act Tax Simplification Pensions & Civil Partnership Act: Draft Regs Pensions Act 2004: Latest Developments New Tax Regime: Revenue Guidance -- From May 2005 -- Second 2005 Finance Bill Pensions Act 2004 Regs & Codes TPR Consults on Three New Codes of Practice -- From April 2005 -- Tax Simplification - Draft HMRC Forms PPF Guidance to Actuaries on Valuations Pensions Act: Progress Report Finance Act 2005 What kind of pension scheme? Pension Liberation Revenue Consults on PPF Tax Regs Finance (No. 2) Bill TPR Codes of Practice: Reporting Breaches & Notifiable Events Financial Assistance Scheme: DWP Issues Draft Regs Notifiable Events & 'Moral Hazard' Regs New Winding-up Regs: Deemed Buy-back & Employer Debt -- From March 2005 -- Pensions Updates Nos 150 - 153 New Independent Trustee Regs Laid PPF Issues Guidance for Trustees DWP takes over Pension Tracing Service from Opra Finance Bill 2005 Published DWP: Funding; Investment; Trustee Knowledge; & Civil Partnerships LPI, Levies, PPF Entry Rules and Other Regs Laid More PPF and Pensions Regulator Regs 2005 Budget and Pensions More Pensions Act Regs Laid Today's New DWP Regs State Pension Deferral Update on Pensions Act Regs Finance Act 2004 Regs: Revenue Issues New Draft The Financial Assistance Scheme (FAS) PPF & Multi-employer Schemes: Regs Laid DWP Defines "Notifiable Events" in Draft Regs -- From February 2005 -- Pensions Act 2004: Second Commencement Order 50-Member Rule Dropped Pensions Act 2004: Explanatory Notes Protected Rights in COMPS What Trustees Will Need to Know 2005 Low Earnings Threshold & S.148 Orders Amendments to PPF Legislation Deemed Buyback: DWP Updates Regulations Draft PPF Regs SMPI: New Version of TM1 -- From January 2005 -- DWP Consultations on Pensions Act New Winding-up Regs New Independent Trustee Regs Pensions Act Part I: Draft Regs -- From Nov / Dec 2004 -- First Pensions Act Commencement Order Avoiding Pensions Liabilities DWP Consultations on Pensions Act Requirements Indexation after the 2004 Pensions Act Earnings Cap 2005/06 Simplification: Industry-wide Working Group Pensions Act 2004 Published First fruit Pensions Act 2004 MFR Transitional Period Extended 2004 OPS Revaluation Order Laid Pensions Bill Endgame Stakeholder Pensions: Sandler or Bust -- From Sept / Oct 2004 -- New Version of Pensions Bill Pensions Bill Commencement Dates Pensions Commission Report Revenue Relaxes Overseas Secondment GMPs: never say die Pensions Bill Commencement Dates Pension Scheme Wind-up: DWP MFR: further extension by DWP -- From Jul / Aug 2004 -- The Financial Assistance Scheme Pensions Bill Progress Report Finance Act Consultation Trustee Training News Finance Bill gets Royal Assent Update on Finance Bill Commons -- From May/Jun 2004 -- Aries Expands to Channel Islands Pensions Bill LPI & DC Pensions Update 147, Split Transfers, TFC Bradstock: Opra Warns Trustees Compensation Deal The Pensions Bill: Progress New Tax Regime: Finance Bill -- From Mar/Apr 2004 -- Amendments to Priority Order Finance Bill Aries Update SMPI Calculator Civil Partnership Bill Finance Bill 2004 on 8 April Tax Simplification 6 April 2006 GMP Increase Order 2004 National Audit Office Backs Government Government Amends Pensions Bill Levy Rates set for 2004/05 -- From Jan/Feb 2004 -- Winding Up & Deficiency Regs Check PP Scheme Investment Rule New Social Security SIs Pensions Bill Informed Choices for Working & Saving Aries Retirement Provision Course Contributions Late Payment Opra ECJ Judgements in Allonby & K.B. Cases -- From Nov/Dec 2003 -- APS Release links to Practice Notes Reporting to Opra: Consultation Simplification: NAO £1.4M Limit Venables wins Appeal in Lords Pensions Revaluation Order Laid Pensions in Queen's Speech Last Pensions Update on Paper -- From Sep/Oct 2003 -- UK Implement Pensions Directive GAD Review National Insurance Whistleblowers Opra Green Light New Winding-up Priority Order Actuarial Conversion of GMPs Earnings Cap for 2004/05 National Average Earnings Index Opra revised Guide to MFR State Pension Credit Launched IORP Pensions Directive Published Stakeholder Charges Update on EC Pensions Directive Winding Up: Opra Latest Update -- From Jul/Aug 2003 -- Transfer Values: Opra Update Part-Timers Equal Treatment Law Transfer Value Regs Amendments New Release of Aries Pensions System -- From May/Jun 2003 -- Occupational Pensions: DWP Acts Opra: Actuaries & Auditors -- From Mar/Apr 2003 -- 2003 Budget: Effect On Pensions New PP Model Rules (IMR2003) Continuous Service & SSAS Loans PP Guidance: IR76 Updated SSAS Maximum Funding Rules: IR12 s.148 & GMP Increase Orders 2003 Opra to Permit Delay in CETV Quotations -- From Jan/Feb 2003 -- Levies: No Change for 2003/04 Low Earnings Threshold 2003/04 NIC Calculation Rules Amended GMPs: DWP Tries Again Update 136: Revenue Practice 1%: Treasury Will Listen DWP Amend Transfer Regs Green Paper: Aries Assessment IR SPSS Customer Forum -- From Nov/Dec 2002 -- Two New Pensions Updates Green Paper: Revenue Limits Complexity Rules Revenue Amends Information Powers Regs OPS Revaluation Order 2002 APS Update: New Features in v8.6 Pre-Budget Report FSA Orders Depolarisation -- From Sep/Oct 2002 -- IFAS: FSA Drops Fee-Based Plan Equal Treatment: Time Limits Pensions Plain and Simple: NAPF Individuals with no NINO MNT Regs Amend Employer Opt-out -- From Jul/Aug 2002 -- Fixed-term Employees Stakeholder: Reporting Rules Relaxed Employment Law Changes Pensions Simplification: The Pickering Report Sandler: Extending the Stakeholder Brand What is Definitive Documentation? Income Tax (Earnings and Pensions) Bill -- From May/Jun 2002 -- Trustee Code of Practice Launched Stakeholder Regs Amended Aries Pensions System v8.5 released DWP Gets New Boss "Trust-busting": Revenue and Opra -- From Mar/Apr 2002 -- Trustee Training Update Part-timers Latest Developments IR 76: Earnings Cap and Basis Year Earnings Cap 2002/03 Contracting-Out Simplification Revaluation of Earnings Factors Pensions Updates Nos 123-127 Part-timers Update MFR: Amending Regs Laid Quick Reports (3) Bankruptcy, etc -- From Jan/Feb 2002 -- Pensions Updates Nos 118-122 Update No 116 Amends IR76 MNTs: Employer Opt-Out Extended New Interim Deed Procedure Bankruptcy: Udate Modernising Annuities Myners - The Next Step DWP Consultations: Polarisation, etc DWP (Pickering) Simplification Overseas Corresponding Relief PP Protected Rights Drawdown APS v8.4 Released Transfers without Consent DWP -- From Nov/Dec 2001 -- Revenue Closes TFC Loophole Fixed Rate Revaluation of GMPs OPS Revaluation Order Published New Rights in Employment Bill -- From Sep/Oct 2001 -- Transfers After NRD: Revenue U109 DWP: Simply Protecting Pensions TUPE - DTI Consults on Changes DWP - Review of UK Pensions Legislation MFR: Government Consults on Interim Changes Revenue Changes IR12 Drawdown Rules -- From Jul/Aug 2001 -- Late Summer Round-up Personal Pensions: Waiver of Contribution New Revenue Clampdown on SSASs -- From May/Jun 2001 -- Revenue Announces New Cross-Breed Contracting-out Legislation Complex -- From Mar/Apr 2001 -- Approved Pensioneer Trustees on Web GN11 Replacement Test Software New Edition of Practice Notes IR12 DSS SHP Regs: Second Set of Amendments The MFR: What's Going to Happen? C/O Rebates: Government Decision -- From Jan/Feb 2001 -- SSAS Transfers to PPs: PSO Sets Deadline PSO Updates FSAVCS Guidance Notes Preston - Lords gives Part-timers 25 Years Bankruptcy: DSS Launches New Consultation PP Transfer, Conversion & Investment Regs DSS SHP Regs: First Set of Amendments PSO Updates Nos 82-85 -- From Nov/Dec 2000 -- PSO Updates Nos 76 - 80 FSA Publishes SHP Decision Trees Myners: Scrap the MFR Quick Reports (4) IR76, Anti-franking, etc -- From Sept/Oct 2000 -- MFR Review Quick Reports (5) New Regs, IR76, etc -- From July/August 2000 -- GAD Consults on Contracted-out Rebates Decision Trees: New FSA Paper IR76 Consultation Package Individual Pension Accounts (IPAs) Quick Reports (2) Concurrency, IR76 -- From May/June 2000 -- PSO Updates 63, 64 & 65 FSA Discussion Paper Preston ECJ Ruling Divorce: Revenue Model Rules Winning The Generation Game Quick Reports (2) Flexibility, SHP Regs -- From March/April 2000 -- Pensions and Divorce: DSS Regs Laid Re-Framing The Annuity Problem Budget Analysis Quick Reports (4) Divorce, SHP, etc © 2000 - 2011 Aries Pension & Insurance Systems Ltd. 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