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Inside the Members' Area...
Discussion Zone
Recent Topics
- Draft Authorised Payment Regs - again
- Stranded Pots/Transfers Out - Personal Accounts
- No surrender? Tony Thornton
- Untraceables at 75 - yet again
- Age 75 attained before A-Day - revisited
- Births, Marriage and Death Certificates
- S.226a benefits Jim Grant
- 5 Year Guarantee - differing views
- Trivial commutation lump sum death benefit
- Untraceables at 75 yet again!
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Next Meeting: 30/06/09
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News
Death Dispositions Doubts Dispelled
16/06/2009
Under the pre-6/4/2006 regime, there was a procedure for dealing with the disposition of death benefits where the trustees were unable to select the appropriate beneficiary within a 2 year period. This procedure is described in paragraph 11.5 of the 2001 edition of the Practice Notes ... more
HMRC Pensions Legislation Update
12/06/2009
At a meeting on 3 June of the HMRC PSS Customer Forum, the new Head of Policy at Pension Schemes Services, Peter Seedhouse, offered a brief update on draft secondary legislation. 1. The Pension Schemes (Transfer, Re-organisation and Winding Up) (Transitional Provisions) (Amendment) Order 2007 was first announced by the Government on ... more
Anti-forestalling and other pensions tax innovations from HMRC
15/05/2009
HMRC's NISPI division on Tyneside has published Pensions Industry Newsletter 36 (April 2009), aimed at scheme administrators and practitioners at the coal face of contracting-out administration. This issue contains a newly-updated ... more
Aries Pensions System
Aries has become the preferred tool for pension providers, administrators and advisers who have to make sense of the UK regulatory regime ... more
Authorised Payments & Trivial Commutation Regs Laid
08/05/2009
Today the long-awaited Registered Pension Schemes (Authorised Payments) Regulations 2009 (SI 2009/1171) were laid before Parliament. Although the Regs come into force on 1 June 2009, concessions relating to ... more
How the Personal Accounts Scheme will be run
01/05/2009
The Personal Accounts Delivery Authority and the DWP have jointly published an 82-page consultation on first drafts of: The [] Pension Scheme Order 2009; The Transfer Values (Disapplication) Regulations 2009 and Rules of the [] Pension Scheme. ... more
(The square brackets above are deliberate and appear in the drafts: it has not yet been decided what the Scheme is to be called. In this article it is referred to simply as 'the scheme'.)
Finance Bill 2009
30/04/2009
Today the Finance Bill 2009, which enacts many of the Budget measures, was published on the web following its formal presentation to Parliament. Lobby Notes, also published today, briefly describe ... more
2009 Budget changes to pensions tax relief rules
23/04/2009
In his Budget speech yesterday the Chancellor announced significant new disincentives for the top 1.5% of pension savers to continue. From 6 April 2010, first of all a new 50% tax rate will apply to taxable income over £150,000 ... more
PPF Compensation Cap Increase
08/04/2009
From 1 April 2009 the PPF compensation payable to defined benefit pension scheme members is capped at £31,936.32 pa (except for those who immediately before the assessment date have already reached NPA, or are receiving ... more
New DWP Pensions Legislation
17/03/2009
As we approach the start of a new tax year the DWP's legislation generator has once more suddenly gone into overdrive ... more
Update on new and missing pensions legislation
05/03/2009
Yesterday The Pensions Act 2007 (Commencement No.3) Order 2009 (SI 2009/406) appeared, bringing into force s.14 of the Pensions Act 2007 on 1 March 2009 for the purpose of making regulations and on 6 April 2009 for all other purposes. Section 14 introduces ... more




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Pensions Statistics
RPI for April 2009: 211.5 RPI Table
NAE for March 2009: 146.2 (provisional) NAE Table
Standard Lifetime Allowance for 2009 - 2010: £1,750,000 Table
Annual Allowance for 2009 - 2010: £245,000 Table
Earnings cap for 2009 - 2010: £123,600 Table
LEL for 2009 - 2010: £4,940 p.a. UEL for 2009 - 2010: £43,875 p.a. Table
LPI from Jan 2009: 5.0% LPI Table
Increase to post-1988 GMPs in payment for 2009/ 2010: 3% Table
Basic State Pension for 2009 - 2010: Single £4,953.00 p.a. Married £7,919.60 p.a. BSRP Table
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